Additional Services
Coverage built for how trucking actually works.
Primary liability, cargo, physical damage, bobtail — we connect you with insurance providers who understand trucking. Not generic commercial policies that leave gaps where it counts.
The Problem
The wrong policy is almost as bad as no policy
A lot of new authorities get a policy that looks right on paper but has exclusions that matter — cargo limits that don't cover the loads they're actually hauling, bobtail gaps that leave them exposed when the trailer's not attached, or primary liability that's technically compliant but nowhere near enough for a serious incident.
We connect you with brokers who specialize in trucking coverage. They know what operators in your equipment class actually need, they shop multiple carriers, and they'll tell you where the gaps are before you sign — not after you file a claim.
Coverage Types
The coverages you actually need
Every carrier's exposure is different — we help you figure out what coverage fits your operation.
Primary Liability
Required to operate under your MC. Covers bodily injury and property damage to third parties. FMCSA minimum is $750K — most brokers want to see $1M. We make sure your limits are set right.
Cargo Insurance
Covers the freight you're hauling if it's lost, stolen, or damaged in transit. Limits and exclusions vary by policy — we make sure yours match the loads you're actually booking, not just the minimum.
Physical Damage & Bobtail
Physical damage covers your truck when it's damaged. Bobtail covers you when you're running without a trailer — a gap a lot of owner-operators don't realize they have until they need it.
Coverage Review Before You Sign
Before you commit to a policy, we help you read what matters — exclusions, cargo sub-limits, deductible structures. No surprises at claim time. If something doesn't fit, we say so.
How We Help
We make the right introduction
01
Tell us about your operation
Equipment type, how many trucks, what commodities you haul, your current coverage. Ten minutes on the phone.
02
We make the introduction
We connect you with brokers who handle trucking accounts every day — not agents who do trucking as 5% of their book.
03
Review what you're buying
We go through the coverage with you before you sign — exclusions, sub-limits, deductibles. No surprises after the fact.
04
Annual review as you grow
Adding trucks changes your exposure. We check in at renewal to make sure your coverage still fits your operation.
Get the right coverage before you need it.
Tell us about your operation and we'll connect you with a trucking insurance specialist — no obligation, no pressure. Just the right introduction.